The bureaucrats at my HMO have decided that my daughter doesn't actually need the medication that our doctor has prescribed her. They have only agreed to help pay for half of the medicine. We cannot afford the other half.
Furthermore, we have had to wait for over a month for her to be able to have the necessary follow-up appointments with a specialists who should be able to better identify my daughter's problem and pinpoint what we need to do to get her fixed up. We didn't even get to specify a date preference for the appointment. The called us and told us what day and time it would be it, and that was the end of the story.
Rationed care! Long waits for treatment! Bureaucrats standing in between my children's health and our doctor! This privatized health care system can be really frustrating!